Merry Christmas!

Markets are closed today, so we’re covering a few odds and ends that don’t normally make it into the dispatch. These items aren’t specifically dividend-related, but they’re still useful.

From the rising cost of jewelry to the paltry growth in Social Security payments, here’s what 2026 has in store….

Rolex To Increase Prices By 7% On January 1st

Hans Wilsdorf, Rolex’s founder, once said, “Only great marketing is needed to make a company successful.” Rolex watches aren’t the most complicated, the rarest, or the most expensive, but they are the best known.

On January 1st, 2026, Rolex will raise watch prices by approximately 7%.

A good reminder that luxury brands can raise their prices to match or beat inflation without losing customers.

Social Security Makes 2.8% Cost-Of-Living Adjustment

In 2026, Social Security beneficiaries will receive a 2.8% cost-of-living adjustment. This will increase the average monthly check by approximately $56.

The policy goes into effect in January 2026.

Social Security draws no shortage of complaints, but its continual failure to keep pace with inflation often goes overlooked. Many blue-chip dividend stocks raise their payouts at a faster rate. Even the Vanguard High Dividend Yield Index Fund ($VYM) delivered a five-year compound annual dividend growth rate of 3.79%, outpacing Social Security over the same period.

The 2026 Dividend Tax Rate

For the 2026 tax year, the qualified dividend tax rate is 0% for single filers with taxable income up to approximately $49,450, and for married couples filing jointly with taxable income up to approximately $98,900.

The qualified dividend tax rate is 15% for single filers with taxable income between approximately $49,451 and $545,500, and for married couples filing jointly with taxable income between approximately $98,901 and $613,700.

The rate increases to 20% for single filers with taxable income above approximately $545,500, and for married couples filing jointly with taxable income above approximately $613,700.

Good to know if you’re looking to lower your long-term tax burden.

Sticking with the same home insurance could cost you

Home insurance costs are rising fast, up nearly 40% nationwide in just the past few years. With premiums changing constantly, sticking with the same provider could mean overpaying by hundreds of dollars. Shopping around and comparing multiple insurers can help lock in better rates without losing the protection your home needs. Check out Money’s home insurance tool to shop around and see if you can save.

Thank you for reading and have a fantastic day!

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Disclaimer: This article is for entertainment purposes only. It is not financial advice, always do your own research.

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